Charlotte has a lot of individual therapy. The practices below differ in ways that matter day to day: which insurance they take, whether they lean toward structured methods such as CBT or toward exploratory talk therapy, and how large the team is.
Every practice was checked on its own website in September 2026. We report only what each site says. Openings change often, so ask when you call.
How we chose
- The practice's own website offers individual therapy for adults and names anxiety, depression, grief or life stress among its concerns.
- It is based in the Charlotte area.
- It publishes its approach or the named methods its clinicians use.
- It publishes clinician credentials, insurance information, or both.
- It says who it works with, such as adults, older teens or couples.
The ranking
1.Laura Bass Counseling
Charlotte, NC, with a part-time second location in Columbus, NC (Polk County) | Adults and teens 17 and over
This is the practice that publishes this guide.
Best for: Adults who want an integrative approach they help shape
Laura Bass has been in private practice since 1991. She works one to one with adults and teens aged 17 and over, and the concerns she lists include depression, anxiety, adjustment reactions, midlife issues, grief and loss, life transitions, shame, trauma and chronic illness.
She describes her approach as holistic, humanistic and integrative. Sessions are talk therapy, and if a client chooses, can include grounding, meditation or journaling. The client decides what to include. Read more on the individual counseling page.
- In private practice since 1991
- Works with adults and teens aged 17 and over
- Lists depression, anxiety, grief and loss, life transitions and midlife issues among her concerns
- In network with Aetna and Anthem Blue Cross Blue Shield
- Licensed to practice in North and South Carolina
2.Montgomery Counseling Group
Park Road, Charlotte (28209) | Group practice, in person and telehealth across North Carolina
Best for: Adults who want in-network insurance and a wide choice of methods
Montgomery Counseling Group is a Park Road group practice that lists anxiety, depression, grief and trauma among the concerns it treats. The methods named on its site include EMDR, CBT, DBT, Internal Family Systems (IFS), clinical hypnosis and Emotionally Focused Therapy.
Its clinicians hold LCSW and LCMHC licenses, with associate-level clinicians also on the team. It states it is in network with Aetna, Blue Cross/Blue Shield, Magellan, Medicare and United Healthcare, and offers in-person sessions and telehealth across North Carolina.
- Office at 4108 Park Road, Suite 410, Charlotte, NC 28209
- In network with Aetna, Blue Cross/Blue Shield, Magellan, Medicare and United Healthcare
- Names EMDR, CBT, DBT, IFS, clinical hypnosis and EFT
3.Therapy Group of Charlotte
South End, Charlotte (28203) | Psychologist-led group, in person and online
Best for: Adults wanting a psychologist and a more exploratory style
Therapy Group of Charlotte is a South End practice whose team is mostly doctoral-level psychologists (Ph.D. and Psy.D.), plus a licensed marriage and family therapist. It lists anxiety, depression, relationships, life transitions, grief, stress, trauma and career concerns.
The methods named across its clinicians include psychodynamic, CBT, ACT, interpersonal and existential therapy. The practice is out of network: clients pay up front and the practice files claims on their behalf. Sessions are in person or by secure video.
- Office at 1514 South Church Street, Suite 101, Charlotte, NC 28203
- Team of psychologists (Ph.D., Psy.D.) and an LMFT
- Names psychodynamic, CBT and ACT among its approaches
4.Therapy Charlotte
East Morehead Street, Charlotte (28204) | In person and virtual
Best for: Adults dealing with everyday stress, work or life changes
Therapy Charlotte says it supports adults with "depression, anxiety, relationship troubles, grief, or just daily stress," and adds career concerns, self-esteem, life transitions and work-life balance. That suits people whose main problem is a life that feels overloaded.
It names CBT, Solution-Focused Therapy, Trauma-Focused CBT, Cognitive Processing Therapy, Motivational Interviewing, mindfulness and EMDR. Its team includes LCSW and LCMHC clinicians. The homepage does not state insurance details, so ask.
- Office at 1115 East Morehead Street, Charlotte, NC 28204
- In-person and virtual appointments
- Names CBT, Solution-Focused Therapy, CPT, Motivational Interviewing, mindfulness and EMDR
5.Charlotte Counseling & Wellness
East 7th Street, Charlotte (28204) | In person and teletherapy
Best for: Adults looking for grief counseling or EMDR
Charlotte Counseling & Wellness has separate service pages for anxiety, depression, grief and trauma, and offers EMDR. Its grief page offers individual and family counseling.
The practice is out of network. It says it is not paneled with insurance, will provide a superbill for reimbursement, and accepts HSA and FSA cards. Sessions are in person or by teletherapy.
- Office at 2300 E 7th Street, Suite 201, Charlotte, NC 28204
- Dedicated pages for anxiety, depression, grief and trauma therapy
- Out of network; provides superbills; accepts HSA and FSA
6.Calming Waters Counseling Services
Two Charlotte offices: South Sharon Amity Road and Cresswind Boulevard | Children, teens and adults
Best for: Adults who want a choice of two Charlotte offices
Calming Waters Counseling Services lists two Charlotte offices and says it helps adults with depression, anxiety, grief and loss. Its individual therapy page describes sessions of 45 to 60 minutes, usually weekly, for children, adolescents and adults.
The approaches named include CBT, DBT, EMDR, mindfulness, solution-focused therapy and Internal Family Systems. Clinicians hold LCSW, LMFT and LCMHC licenses, with associates and interns also on staff. The pages we checked did not state insurance or telehealth details.
- Offices at 447 S. Sharon Amity Rd., Suite 105, Charlotte, NC 28211 and 9055 Cresswind Blvd., Suite 102, Charlotte, NC 28215
- Individual sessions of 45 to 60 minutes, often weekly
- Names CBT, DBT, EMDR, mindfulness, solution-focused therapy and IFS
7.Modern Era Counseling
Montford (Park Road) and Midtown (Baxter Street), Charlotte | In person and virtual across the Carolinas
Best for: Adults who want in-network care and an affirming practice
Modern Era Counseling is a group practice with two Charlotte offices. It lists anxiety, depression, grief, ADHD, self-esteem and trauma among its areas, and describes itself as LGBTQIA+ and BIPOC affirming. Its fees page lists the plans it is in network with. Sessions are in person or virtual across the Carolinas.
- Offices at 4730 Park Rd, Suite A, Charlotte, NC 28209 and 1300 Baxter St, Suite 460, Charlotte, NC 28204
- Fees page lists Aetna, Ambetter, Anthem, Blue Cross & Blue Shield, Carolina Behavioral Health Alliance and Medcost
- Lists anxiety, depression and grief among its concerns
How to choose an individual therapist
Start with the practical filters: insurance or budget, an office you can reach, and in person or online. Then look at approach. Some therapists work in a structured way, with CBT, homework and a clear focus. Others work in a more open, exploratory way. What matters is which one you will keep showing up for.
Fit counts for a lot. It is reasonable to ask a therapist how they would approach your concern, and to switch if it is not working after a few sessions. Our article on how to tell whether a therapist is a good fit has more on this.
- Is the practice in network with your plan, or will it give you a superbill?
- Who would you see, and what is their license?
- How do they usually work with anxiety, low mood or grief?
What therapy can and cannot do
Therapy helps many people with anxiety, low mood, grief and stress, but it is not a quick fix, and no therapist can promise a result. Expect the first sessions to focus on history and goals. For more, see what to expect from psychotherapy.
If you are thinking about suicide or are in crisis, call or text 988 (Suicide and Crisis Lifeline) at any time. If you or someone else is in immediate danger, call 911.
Questions people ask
- How often are individual therapy sessions?
- Weekly is common at the start. Calming Waters, for example, describes sessions of 45 to 60 minutes, often once a week. Frequency usually changes as things settle.
- What does out of network mean?
- The practice does not bill your insurer directly. You pay the practice, then submit a superbill or claim to your insurer for any reimbursement your plan allows.
- Is Laura Bass Counseling in network with my insurance?
- Laura Bass Counseling is in network with Aetna and Anthem Blue Cross Blue Shield only.
Sources
- Psychotherapies, National Institute of Mental Health
- Depression, National Institute of Mental Health
- Anxiety Disorders, National Institute of Mental Health
- 988 Suicide and Crisis Lifeline, 988 Lifeline
Published by Laura Bass Counseling as general information, not personal advice or an endorsement. Details change: confirm anything you rely on with the organization itself. Published .